DoubleClicks.info About Computers for Newbies & Everyone Else

May 2, 2017

April 25, 2017

Schemes, Part 5

Filed under: Columns — Tags: , , , , , , , , , , — Ron @ 5:44 am

As I told you last week this group of schemes are used on one specific part of our population.  Seniors, baby boomers and post baby boomers.  They even have titles.  I have found examples of these all over the net and my dad even experienced one of these years ago.

Counterfeit Prescriptions
Because prescription prices are high like all other medical costs seniors and others shop around online for less expensive prescriptions.  They are easy to find online.  This is where you may get ripped off twice.  Many times, the scam artists are selling bogus or inferior drugs.  Then you have wasted your money and your health declines.

Which one is the fake?

Funeral Scam
Some criminals read the obituaries every day and some may even attend funerals of seniors.  They will find as much information as they can about the survivor, especially contact information.  Then a week or so later the widowed person will get a call saying that their spouse owed them some money and they were supposed to collect it and now they are gone.  They get the bereaved to pay unwarranted charges. This is usually perpetrated in person.

Loving Grandparent Trick
A grandparent will get a call from a young person pretending to be their grandchild.  They may speak unclearly so that the senior thinks it is their grandchild with a cold.  They get the senior say the kid’s name and then work it further.  The final outcome is that they need the grandparent to mail them money at college, someone’s home, or have it wired to their account directly.

Grandma is so good to me.

Internet fraud
These scams include a call from someone claiming to be from a large computer company asking for permission to access the senior’s computer remotely to resolve a service issue or virus.   The bad guy then accesses saved data on the computer, such as names, addresses, account numbers, and other personal information. They use the information to apply for loans, credit cards, or to steal the senior’s identity.

Medicare/Medicaid fraud
Medicare’s universal coverage makes it easy for perpetrators to pose (either on the phone, in person, or via email) as Medicare representatives and ask seniors to provide personal information which they can then use to set up accounts or apply for credit cards.

Nigerian fraud
You know you have heard of this one, maybe even seen it in your inbox.  In one of the most common financial frauds of all time, a senior citizen receives a letter, an email, or a fax from a foreign “dignitary.” The correspondence promises huge monetary rewards in exchange for helping an official from a foreign country out of an embarrassing legal problem. All the senior needs to do, the correspondence states, is to send a small amount of money (in comparison to what he/she will receive in turn) to help out the foreign dignitary. Of course, the victim never receives any rich reward and loses the money that is sent.

Service scams
You receive a telephone call from what seems to be a legitimate company. There are problems with your account and the company simply needs to verify some information. The caller seems to already have information about you so you feel comfortable sharing additional information, such as your account number, to help the company correct the problems with your service.

So, be careful out there, no matter what your age!

March 28, 2017

Schemes, Part 1

Filed under: Columns — Tags: , , , , , , , , , — Ron @ 5:27 am

There are a lot of cyber-schemes going around today.  And yes, they have been going around for years.  However, it seems to me that they have become more abundant over the last several months.

You know the emails with strange attachments, the links from companies asking you to log in and check your account.  Then the deposed politicians in foreign countries who need your help getting money, etcetera.

Scheming Computer 

I am getting multiple emails a week…sometimes daily which is a bit disturbing.  It really bothers me in that I pretty much feel confident that I avoid most of them but some of you may not.  I will never say that I will avoid them all because sooner or later I may mess up.

So first, perform the standards of keeping your operating system, antivirus, and anti-malware software up-to-date.  That is a significant help to you.

I took a class on security recently and thought I should share a few tips with you.  Some you may not have ever considered.  

One is, what should be done if you find a thumb drive laying on the ground somewhere?  DO NOT put it in your computer to see if there is any secret "stuff" on it.  Yes, it may have financial data, account numbers, legal documents, pictures or who knows what on it.  However, it is possible that it could have a virus on it.  You put it in your system and, "boom," you could have a very big problem with your computer.  You should give it to someone in "charge" at the location.  If it is in the middle of nowhere, toss it in the trash. 

How about your passwords?  Yes, I know that everyone has a different password for every single site they visit…not.  But you probably have multiple passwords you use from time-to-time.  How ever you deal with passwords they should be secure.  A secure password has at least eight characters and includes a minimum of one upper case letter, one lower case, a number and a symbol.   "12345678" is not a good password, but "Row3Urbt!" is.  So how do you remember it if it is that difficult?  Take a look at that one, how about, "Row, row, row, your boat?"  Make up those that are easy for you to remember, like the first letter of each word of your favorite song, followed by the year you graduated with an exclamation point-at the beginning.  Play with it and if you can do 12 characters it is much better.

Click the graphic below and use the password checker below
to find out how secure your passwords are. 

(Do not enter you actual PW but something close.)

Check the security of your password here.

Next, what about your computer when you leave the house?  Make sure of several things.  First, do not leave it unlocked.  On your windows PC press the Windows key and the "L" keys at the same time and it is locked/secured.  Make sure that you have not left a piece of paper lying around or under your keyboard with your password(s) on it.  Do not leave your thumb drive lying there as they are easy to walk off with.  Take your cell phone with you.  And this is old school but do not leave your tax returns lying on the desk before you leave for a movie.

More next week.

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