I have written about this before but since I have received several emails from readers, I feel like it is time to talk about it again.
The email that many of us have received starts out with a happy greeting which says, “Dear PayPal Member”. Well that tells us where this supposedly comes from so we feel safe already. Call me a pessimist but red flags should go off for all of you.
The first thing that was obvious to me is that I have one email address I use for purchasing items online. It doesn’t matter what online store I buy from or use, including PayPal, I only use one contact address. This email did not come to that address so I immediately knew it was not really from PayPal.
The email convincingly went on to advise me that they were checking their system and noticed an “issue regarding” my account. Then they went on to let me know how they wanted to protect me and they couldn’t get to portions of my account to check it so I need to personally verify my account information. That would be at least the second red flag. Never will you have an online proprietor need to verify your account information. Only the scam artists will attempt to get you to reveal all. Once they have your log in info from their duplicate web site they can use your account just as if they are you.
They told me that the problem could have been caused by a recent change to my personal data. They also nicely said that it could have been their fault since they were not able to accurately verify my payment plan due to their system error.
They kindheartedly gave me a link in the email to click on so I could then give the correct verifications. Although it looked similar to a real PayPal site it wasn’t.
Please be cautious and never give out any usernames, passwords or any other information that can be used on your accounts. This goes for phone calls too – never tell them anything.
If you feel that it may be a real company then type in the address to their website yourself (never click the emailed link) or call the company directly to find out if they really need you to contact them. I’m about 99.9% positive that they will warn you away from the email or phone call.
By-the-way, they close the email very nicely too with, “We thank you for your prompt attention to this matter. Please understand that this is a security measure intended to help protect you and your account. We apologize for any inconvenience.“
